We believe that diversification must go beyond the stock market. As an independent advisory firm we are not beholden to proprietary products like captive insurance agents or wirehouse brokers.
We believe the best way to diversify a portfolio of publicly traded securities is to build an allocation of investments that do not trade in the stock market. This allows investors to reduce the volatility in portfolios while taking advantage of the illiquidity premium that exists in the marketplace and rewards patient capital. Examples Include:
- Private Equity
- Direct Syndicated Debt
- Oil & Gas
- Private Real Estate
- Private Credit
Alternatives are not directly correlated to the public markets, and as a result, they can offer more diversification to high net worth individuals during times of volatility. Keep in mind that investors must meet the SEC’s definition of an accredited investor in order to participate in the majority of alternative investments. These investments carry more risk as they are not liquid and do not have the same regulation oversight as the traditional market. Investors should consult with their advisor or they can contact a FWA advisor to determine if they are eligible to participate.
Custom Managed Portfolios
Stock investments play an important role in a portfolio for long term growth and to protect against inflation. We bring value by structuring stock portfolios for tax efficiency, full fee transparency, and the elimination of portfolio redundancies.
Our scale enables us to bring clients access to portfolio management typically reserved for the ultra high net worth. We also customize portfolio design based on client profiles including socially conscious investing.
Insurance can be an essential asset in comprehensive investment portfolio design when planning for the non-negotiables in your life such as family protection and guaranteed income in retirement.
Fountainhead Wealth Advisors brings you access to the full insurance industry which also means you will receive unbiased recommendations when selecting the most suitable investment.
We have solutions for owners of appreciated investment real estate. If you are a property owner looking to get out of the daily management of specific properties but are holding off selling due to tax consequences we may be able to help.
Often we will provide institutional quality real estate solutions that allow you to maintain real estate exposure while achieving diversification. This could provide you with the ability to transition your investment exposure from a single local building to a portfolio of institutionally managed real estate that still produces regular income without the daily headaches of direct property management.
These solutions offer powerful estate planning opportunities that should not be ignored.
Opportunity Zone Funds
The most talked about inclusion in the Tax and Jobs Act since the 199A.
Created by the Tax Cuts and Jobs Act of 2017, the Opportunity Zone program is designed to provide investment into disadvantaged urban and rural communities across the United States and Puerto Rico.
Investors who direct their capital gains from appreciated stocks or real estate, or from the sale of a business into a Qualified Opportunity Fund are provided with tax deferral on those gains as well as the potential for tax free income and growth generated from the underlying investments in the Fund. Fountainhead brings qualifying investments that can be used to implement this strategy.
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A policy change may incur fees and costs, and may also require a medical examination.
Alternative Investment Funds represent speculative investments and involve a high degree of risk. An investor could lose all or a substantial portion of his/her investment. Investors must have the financial ability, sophistication/experience and willingness to bear the risks of an investment in an Alternative Investment Fund. Any investment in Alternative Investment Funds should be discretionary capital set aside strictly for speculative purposes. Alternative Investment Fund offering documents are not reviewed or approved by federal or state regulators. Some Alternative Investment Funds may have little or no operating history or performance and may use hypothetical or pro forma performance which may not reflect actual trading done by the manager or advisor and should be reviewed carefully. Investors should not place undue reliance on hypothetical or pro forma performance.